Who this is for
Owners who feel cash-rich one month and stretched the next, or who have meaningful reserves sitting in an operating account with no policy behind them.
For growing businesses
Treasury & Cash Management
Get the cash inside the business working as hard as you do, without starving operations or leaving excess idle.
Most owners do not have a treasury problem because they are careless. They have one because the business grew faster than the cash system around it.
We help you decide how much cash the company truly needs, where surplus should live, and how personal distributions should be timed so you are not funding your household from whatever is left on Friday.
This is practical work: account structure, reserve targets, short-duration investing of true surplus, and a decision framework for equipment, hiring, and unexpected hits to collections.
What you should walk away with
- A cash map: operating, reserve, tax, and surplus buckets with clear jobs
- A working-capital rhythm you can actually run, not a one-time spreadsheet
- Better use of idle cash without taking risks the business cannot afford
- Coordination with your CPA so tax estimates and distributions stop colliding
Try a related tool
Walk away with a number or a score before you book time. Every result is illustrative only.
Start here
Business Owner Financial Clarity Assessment
Eight questions. Four scores. A plain-language read on cash, visibility, growth alignment, and exit readiness.
3 minutes
Open Business Owner Financial Clarity AssessmentIllustrative range
Business Valuation Estimator
Revenue, profit, industry, and growth in. An educational valuation range and a simple 3- and 5-year sketch out.
2 minutes
Open Business Valuation EstimatorReady to talk about treasury management?
Rusty will tell you if this is the right starting point, or if another part of the work should come first.